Lee County property record for 3712 Stone Way, Estero, FL 33928
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 2,328 sqft · built 1996 |
| Lot Size | 0.147 acres (6,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Jan 2003) |
| Tax Bill | $3,594 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2025 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-47-25-E4-09000.1603 |
| Primary APN | 04-47-25-E4-09000.1603 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 1,486 sqft |
| 1st Floor Area | 2,230 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 6,408 sqft (0.147 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10277231 |
|---|---|
| Street Address | 3712 STONE WAY |
| City | ESTERO |
| State | FL |
| Zip | 33928-2398 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS AT TIMBER LAKE CONDO DESC OR 2560 PG 1750 UNIT 1603 |
| Legal Range | 25E |
| Legal Township | 47S |
| Legal Section | 04 |
| Legal Subdivision | VILLAS AT TIMBER LAKE CONDO |
| Legal Tract | 9 |
| Legal Block | 3 |
| Legal Lot Number | 1603 |
| Legal Unit | 1603 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50320 |
Source: Lee County records · APN 04-47-25-E4-09000.1603
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3712 STONE WAY, ESTERO, FL 33928-2398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 16, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2003 · Amount on Record |
| Deed Sale | Jan 09, 2003 · Amount on Record |
| Prior Sale | Jun 27, 2000 · Amount on Record |
| Deed Book / Page | 3819 / 390 |
| Last Transfer Date | Dec 16, 2025 |
| Transfer Doc | 0000332075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 3712 STONE WAY, ESTERO, FL 33928-2398 |
| Document Number | 0000173859 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 2026173859 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000173859, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026173859 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 3712 STONE WAY, ESTERO, FL 33928-2398 |
| Document Number | 0000332075 |
| Map Reference | MB 2650 PG 1750-1804 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025000332075 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3712 STONE WAY, ESTERO, FL 33928-2398 |
| Name | Verified Name |
|---|---|
| Address | 3712 STONE WAY, ESTERO, FL 33928-2398 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,594.00 (+236.83%) | $247,910 (+154.07%) Building $247,910 | $247,910 (-15.12%) Building $247,910 |
| 2023 | $1,067.00 (-7.22%) Homeowner's exemption | $97,576 (+3%) | $292,084 (+14.26%) Building $292,084 |
| 2022 | $1,150.00 Homeowner's exemption | $94,734 | $255,629 Building $255,629 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503203, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 2 (2015–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2025 · other causes |
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Orlando Telephone Company, Verizon.
Based on FCC filings for 243 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL5360025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BONITA SPRINGS UTILITIES serves 76,033 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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