3704 Stone Way, Estero, FL 33928 Property Records

Lee County property record for 3704 Stone Way, Estero, FL 33928

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 2,328 sqft · built 1996
Lot Size0.147 acres (6,408 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Dec 2003)
Tax Bill$1,168 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN04-47-25-E4-09000.1702

Property Details

APN / Parcel Number

Primary APN04-47-25-E4-09000.1702
Alternative APNs
  • 250447E4090001702
  • 10277234

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,328 sqft Living Area
Gross Area1,486 sqft
1st Floor Area2,230 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area6,408 sqft (0.147 acres)
View / LotLake
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10277234
Street Address3704 STONE WAY
CityESTERO
StateFL
Zip33928-2398
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT TIMBER LAKE CONDO DESC OR 2560 PG 1750 UNIT 1702
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionVILLAS AT TIMBER LAKE CONDO
Legal TractE4
Legal Block3
Legal Lot Number1702
Legal Unit1702
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3011
Census Tract50320

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3704 STONE WAY, ESTERO, FL 33928-2398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2003 · Amount on Record
Deed SaleDec 15, 2003 · Amount on Record
Prior SaleJul 30, 1998 · Amount on Record
Deed Book / Page4146 / 4369
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address3704 STONE WAY, ESTERO, FL 33928-2398
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3704 STONE WAY, ESTERO, FL 33928-2398

Mortgage

Document Number0000039174
DateFeb 3, 2022
Instrument2022000039174
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,168.00 (+11.56%) Homeowner's exemption$101,791 (+5.99%) Building $101,791$247,600 (-18.62%) Building $247,600
2023$1,047.00 (-7.43%) Homeowner's exemption$96,041 (+3%)$304,254 (+18.65%) Building $304,254
2022$1,131.00 Homeowner's exemption$93,244$256,435 Building $256,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Summit Broadband, Verizon.

Nearby Properties on Stone Way

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