3712 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3712 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,797 sqft · built 2002
Lot Size	0.299 acres (13,010 sqft)
Owner	Trust Name on File
Last Sale	$433,500 (Jul 2002)
Tax Bill	$7,930 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`377-020-031-000`

Property Details

APN / Parcel Number

Primary APN	`377-020-031-000`
Alternative APN	`377-020-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,797 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	13,010 sqft (0.299 acres)
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	377-020-031
Street Address	3712 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1067 WHITNEY OAKS PH 3 PAR 65 UNIT 32 MOR X-26
Legal Subdivision	WHITNEY OAKS PHASE 3 PARCEL 65 UNIT 32
Legal Lot Number	1067
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1005
Census Tract	21122

Owner

3712 Coldwater Dr is owner-occupied and held in a trust since July 2002.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3712 COLDWATER DR, ROCKLIN, CA 95765-4610
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2002 · Amount on File
Deed Sale	Jul 25, 2002 · Amount on File
Deed Document Number	200285550
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3712 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000057947
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3712 COLDWATER DR ROCKLIN CA 957654610, ROCKLIN, CA 95765-4610

Mortgage

Document Number	0000057947
Date	Aug 1, 2017
Instrument	57947

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Jul 31, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.48%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3712 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000057946
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3712 COLDWATER DR ROCKLIN CA 957654610, ROCKLIN, CA 95765-4610

Mortgage

Document Number	0000057946
Date	Aug 1, 2017
Instrument	57946

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Jul 31, 2085

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3712 Coldwater Dr was $7,930 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,824 (+2%) Land $265,903 Building $373,921
2025	$7,930.00 Homeowner's exemption	$627,280 Land $260,690 Building $366,590
2023	$7,689.00 (+7%) Homeowner's exemption	$602,923 Land $250,568 Building $352,355
2022	$7,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3712 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3712 Coldwater Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, DigitalPath.

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