3704 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3704 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,635 sqft · built 2002
Lot Size	0.196 acres (8,534 sqft)
Owner	Trust Name on File
Tax Bill	$6,773 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`377-020-029-000`

Property Details

APN / Parcel Number

Primary APN	`377-020-029-000`
Alternative APN	`377-020-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,635 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,534 sqft (0.196 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	377-020-029
Street Address	3704 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1065 WHITNEY OAKS PH 3 PAR 65 UNIT 32 MOR X-26
Legal Subdivision	WHITNEY OAKS PHASE 3 PARCEL 65 UNIT 32
Legal Lot Number	1065
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1005
Census Tract	21122

Owner

3704 Coldwater Dr is owner-occupied and held in a trust since April 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Apr 29, 2021	Intrafamily Transfer, Transfer AMROCK INC
Oct 18, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOVING PATRICK L FAMIL #1 (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021
Deed Sale	Apr 29, 2021
Prior Sale	Jan 23, 2003 · Amount on File
Deed Document Number	202158856
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	0000058856
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610

Mortgage

Document Number	0000009597
Date	Feb 24, 2026
Instrument	2026-0009597

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 29, 2021
Property Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000058856
Map Reference	MB X PG 26
Instrument Date	Apr 15, 2021
Instrument	2021-0058856
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610

Mortgage

Document Number	0000058857
Date	Apr 29, 2021
Instrument	2021-0058857

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 29, 2021
Property Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000058858
Map Reference	MB X PG 26
Instrument Date	Apr 15, 2021
Instrument	2021-0058858
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 18, 2019
Property Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000081824
Instrument Date	Oct 11, 2019
Instrument	81824
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3704 COLDWATER DR ROCKLIN CA 957654610, ROCKLIN, CA 95765-4610

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2019
Property Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000081226
Map Reference	MB X PG 26
Instrument Date	Oct 10, 2019
Instrument	2019-0081226
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3704 CO9LDWATER DRIVE, ROCKLIN, CA 95765

Mortgage

Document Number	0000081227
Date	Oct 17, 2019
Instrument	2019-0081227

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3704 COLDWATER DR, ROCKLIN, CA 95765-4610
Document Number	0000010305
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 COLDWATER DR ROCKLIN CA 957654610, ROCKLIN, CA 95765-4610

Mortgage

Document Number	0000010305
Date	Feb 16, 2018
Instrument	10305

Lender

Name	LOVING PATRICK L FAMIL #1 (PT)
Address	PO BOX 385191, WAIKOLOA, HI 96738-0191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3704 Coldwater Dr was $6,773 with a homeowner's exemption, up 2% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,451 (+2%) Land $118,171 Building $411,280
2025	$6,773.00 (+1.99%) Homeowner's exemption	$519,070 Land $115,854 Building $403,216
2024	$6,641.00 (+1.23%)
2023	$6,560.00 (+2.76%) Homeowner's exemption	$498,915 Land $111,356 Building $387,559
2022	$6,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3704 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 Coldwater Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, DigitalPath.

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