Emmet County property record for 3712 Cedar Valley Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 2024 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,000 (Jun 2023) |
| Tax Bill | $1,162 (2024) |
| Deeds & Mortgages | May 2024 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-22-300-041 |
| Primary APN | 01-19-22-300-041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,144 sqft Building Perimeter |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Area | 676 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3712 CEDAR VALLEY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 1323.4 FT E OF W 1/4 COR OF SEC, TH ALG W 1/8 LN S 932.58 FT FOR POB, TH CONT S 192 FT, N85?51'27"W 662.77 FT, TH N 232 FT, S82?25'46"E 667.01 FT TO POB INC EASEMENT, 3.22 AC M/L, SECTION 22, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 22 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970600 |
3712 Cedar Valley Rd is owned and occupied by an individual who bought it in June 2023.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2757 ATKINS RD, PETOSKEY, MI 49770-8825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| May 6, 2024 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 13, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on File |
| Deed Sale | Jun 13, 2023 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Document Number | 20235205769 |
| Deed Book / Page | 1252 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3712 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11912 EDEN TRL, EAGLE, MI 48822-9621 |
| Document Number | 0000001259/0000000440 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 0000001259/0000000440 |
| Instrument | 5212449 |
| Name | USDA |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 1, 2057 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3712 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11912 EDEN TRL, EAGLE, MI 48822-9621 |
| Document Number | 0000001259/0000000440 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 0000001259/0000000440 |
| Instrument | 5212449 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 1, 2057 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 13, 2023 |
| Property Address | 3712 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
| Document Number | 001252/779 |
| Book / Page | 1252 / 779 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 5205769 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11912 EDEN TRL, EAGLE, MI 48822-9621 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,100 Land $207,100 | $414,200 Land $414,200 | |
| 2024 | $1,162.00 | ||
| 2023 | $20,600 Land $20,600 | $41,200 Land $41,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3712 Cedar Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3712 Cedar Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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