Emmet County property record for 3652 Cedar Valley Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $188,000 (Jan 2023) |
| Tax Bill | $2,812 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-22-300-040 |
| Primary APN | 01-19-22-300-040 |
|---|
| Lot Area | 93,654 sqft (2.15 acres) |
|---|
| Street Address | 3652 CEDAR VALLEY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF E ? OF W ? OF SW ? OF SECTION 22, COM AT W ? COR OF SD SEC, TH S89?25?25?E 1323.40 FT ALG MON E/W ? LN OF SD SEC, TH |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 22 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3652 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Feb 12, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | Dec 9, 1999 · Amount on Record |
| Deed Document Number | 20235202679 |
| Deed Book / Page | 1249 / 693 |
| Prior Transfer Date | Feb 10, 2020 |
| Prior Transfer Doc | 1219/252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 19, 2023 |
| Property Address | 3652 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
| Document Number | 001249/693 |
| Book / Page | 1249 / 693 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 5202679 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | W976 POINTE LABARBE RD, SAINT IGNACE, MI 49781-9547 |
| Document Number | 0005202685 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 5202685 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 12, 2020 |
| Property Address | 3652 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
| Document Number | 1219/252 |
| Book / Page | 1219 / 252 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 5172195 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3652 CEDAR VALLEY RD, PETOSKEY, MI 49770-3524 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,600 (+7.78%) Land $14,600 Building $124,000 | $277,200 (+7.78%) Land $29,200 Building $248,000 | |
| 2025 | $128,600 (+45.31%) Land $11,800 Building $116,800 | $257,200 (+45.31%) Land $23,600 Building $233,600 | |
| 2024 | $2,812.00 | ||
| 2023 | $88,500 Land $88,500 | $177,000 Land $177,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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