37103 Pine Meadows Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37103 Pine Meadows Ln, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,343 sqft · built 1965
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,219 (2024)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-18-26-0300-000-06600`

Property Details

APN / Parcel Number

Primary APN	`25-18-26-0300-000-06600`
Alternative APN	`1769850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	312 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1769850
Street Address	37103 PINE MEADOWS LN
City	UMATILLA
State	FL
Zip	32784-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE LAKES SUB SECOND ADD LOT 66 1/42ND INT IN LOT 102-A 1/49TH INT IN LOT 70-A PB 14 PG 24 ORB 1427 PG 1445 ORB 2604 PG
Legal Range	26E
Legal Township	18S
Legal Section	25
Legal Subdivision	LAKES
Legal Tract	300
Legal Lot Number	66,102
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3097
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	37103 PINE MEADOWS LN, UMATILLA, FL 32784-8350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2004
Deed Sale	Jun 30, 2004
Prior Sale	Apr 4, 1996 · Amount on Record
Deed Document Number	2004087910
Deed Book / Page	01427 / 01445
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	37103 PINE MEADOWS LN, UMATILLA, FL 32784-8350
Document Number	0052190828
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37103 PINE MEADOWS LN UMATILLA FL 327848350, UMATILLA, FL 32784-8350

Mortgage

Document Number	0052190828
Date	Jan 4, 2019
Book Page	005219/000828
Instrument	1758

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,660 (+5.97%) Land $55,000 Building $16,660	$200,003 (+35.97%) Land $55,000 Building $145,003
2024	$1,219.00 (+20.1%)
2023	$1,015.00 (+19.83%) Homeowner's exemption	$67,620 (+3%)	$147,089 (-) Land $26,050 Building $121,039
2022	$847.00 Homeowner's exemption	$65,650	$147,089 Land $26,050 Building $121,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20