Lake County property record for 37040 Pine Meadows Ln, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1966 |
| Lot Size | 0.271 acres (11,804 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Oct 2021) |
| Tax Bill | $1,841 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-18-26-0300-000-07400 |
| Primary APN | 25-18-26-0300-000-07400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,804 sqft (0.271 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 247 sqft |
| Carport | Carport |
| Carport Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1691257 |
|---|---|
| Street Address | 37040 PINE MEADOWS LN |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | THREE LAKES SUB SECOND ADD LOT 74 1/49TH INT IN LOT 70-A 1/42ND INT IN LOT 102-A PB 14 PG 24 ORB 5808 PG 613 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | THREE LAKES SUB SECOND ADD |
| Legal Tract | 0300 |
| Legal Lot Number | 74 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37040 PINE MEADOWS LN, UMATILLA, FL 32784-8349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Jun 21, 2017 | Correction Deed · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 2021137121 |
| Deed Book / Page | 5808 / 613 |
| Prior Transfer Date | Jul 24, 2007 |
| Prior Transfer Doc | 0034760996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 37040 PINE MEADOWS LN, UMATILLA, FL 32784-8349 |
| Document Number | 0058080613 |
| Book / Page | 5808 / 613 |
| Map Reference | MB 14 PG 24 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021137121 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13249 HAYES RD, MIDDLEFIELD, OH 44062-9725 |
| Name | Verified Name |
|---|---|
| Address | 37040 PINE MEADOWS LN, UMATILLA, FL 32784-8349 |
| Document Number | 0005808614 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 5808/614 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 21, 2017 |
| Property Address | 37040 PINE MEADOWS LN, UMATILLA, FL 32784-8349 |
| Document Number | 0049611091 |
| Book / Page | 4961 / 1091 |
| Map Reference | MB 14 PG 24 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2017066915 |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 649 E ROSEWOOD LN, 649, TAVARES, FL 32778-4876 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 37040 PINE MEADOWS LN, UMATILLA, FL 32784-8349 |
| Document Number | 0049611093 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 4961/1093 |
| Instrument | 2017066916 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,400 (+2.9%) | $202,741 (-) Land $68,750 Building $133,991 | |
| 2025 | $121,870 (+5.98%) Land $68,750 Building $53,120 | $202,741 (+47.28%) Land $68,750 Building $133,991 | |
| 2024 | $1,841.00 (+15.28%) | ||
| 2023 | $1,597.00 (+13.02%) Homeowner's exemption | $114,990 (+3%) | $137,661 (-) Land $26,050 Building $111,611 |
| 2022 | $1,413.00 Homeowner's exemption | $111,641 | $137,661 Land $26,050 Building $111,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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