Cascade County property record for 3710 Lower River Rd, Great Falls, MT 59405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,753 sqft · built 1993 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,579 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | R0234695 |
| Primary APN | R0234695 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,753 sqft Living Area |
| 1st Floor Area | 1,535 sqft |
| 2nd Floor Area | 1,218 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Deck Area | 435 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002105000 |
|---|---|
| Street Address | 3710 LOWER RIVER RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59405-7223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MCLEAN GARDEN TRACTS, S23, T20 N, R03 E, LOT 13A, 2775,2960 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 23 |
| Legal Subdivision | MCLEAN GARDEN TRACTS |
| Legal Lot Number | 13A |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2201 |
3710 Lower River Rd is owned and occupied by an individual who acquired it in August 2005.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3710 LOWER RIVER RD, GREAT FALLS, MT 59405-7223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2005 |
| Deed Sale | Aug 2, 2005 |
| Deed Document Number | 2005109123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3710 LOWER RIVER RD, GREAT FALLS, MT 59405-7223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3710 LOWER RIVER RD, GREAT FALLS, MT 59405-7223 |
| Document Number | 00R0481031 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | R0481031 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3710 LOWER RIVER RD, GREAT FALLS, MT 59405-7223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3710 LOWER RIVER RD, GREAT FALLS, MT 59405-7223 |
| Document Number | 00R0473328 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | R0473328 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3710 Lower River Rd was $5,579, down 17.3% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,579.00 (-17.32%) | $851,600 (-) | |
| 2025 | $6,748.00 | $851,600 | $851,600 Land $309,940 Building $541,660 |
| 2023 | $7,645.00 | $760,800 | $760,800 Land $287,226 Building $473,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3710 Lower River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3710 Lower River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Konceptio Data Services.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures