3710 96th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3710 96th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,812 sqft · built 1981
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,121 (Sep 2026)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R97528`

Property Details

APN / Parcel Number

Primary APN	`R97528`
Alternative APN	`R7290000000007490000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,812 sqft Living Area
Gross Area	3,341 sqft
1st Floor Area	2,490 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	529 sqft
Pool Type	Pool with Hot Tub/Spa
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3710 96TH ST
City	LUBBOCK
State	TX
Zip	79423-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE L 749
Legal Subdivision	RAINTREE
Legal Lot Number	749
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2012
Census Tract	10504

Owner

Source: Lubbock County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3710 96TH ST, LUBBOCK, TX 79423-3823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NETWORK FUNDING LP
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Sep 1, 1989
Deed Document Number	202639577
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Sep 30, 2026
Property Address	3710 96TH ST, LUBBOCK, TX 79423-3823
Document Number	0000039577
Instrument Date	Sep 29, 2026
Instrument	202639577
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	HUB CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3710 96TH ST, LUBBOCK, TX 79423-3823

Mortgage

Document Number	0000039578,
Date	Sep 30, 2026
Instrument	202639578

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3710 96TH ST, LUBBOCK, TX 79423-3823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016874
Date	May 13, 2019
Instrument	2019016874

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3710 96TH ST, LUBBOCK, TX 79423-3823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053803
Date	Nov 30, 2020
Instrument	2020053803

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (-14.69%)	$331,185 (+2.71%) Land $14,400 Building $316,785	$331,185 (+1.79%) Land $14,400 Building $316,785
2024	$2,036.00 (-1.21%)
2023	$2,061.00 (-40.17%) Homeowner's exemption	$322,436 Land $14,400 Building $310,954	$325,354 Land $14,400 Building $310,954
2022	$3,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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