3707 96th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3707 96th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,773 sqft · built 1980
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,300 (Oct 2018)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R97744`

Property Details

APN / Parcel Number

Primary APN	`R97744`
Alternative APN	`R7290000000007570000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,773 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	2,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Other
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3707 96TH ST
City	LUBBOCK
State	TX
Zip	79423-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE L 757
Legal Subdivision	RAINTREE
Legal Lot Number	757
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2019
Census Tract	10504

Owner

Source: Lubbock County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3707 96TH ST, LUBBOCK, TX 79423-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LUBBOCK NATIONAL BANK
Oct 10, 2018	Vendor's Lien, Transfer TRUITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Sep 16, 1999
Deed Document Number	201839036
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3707 96TH ST, LUBBOCK, TX 79423-3824
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010881
Date	Mar 27, 2026
Instrument	2026010881

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 27, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.5%
Index	Prime Rate
Max Rate	12.5%

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 10, 2018
Property Address	3707 96TH ST, LUBBOCK, TX 79423-3824
Document Number	0000039036
Map Reference	VOL1577 PG498
Instrument Date	Oct 8, 2018
Instrument	2018039036
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707-96TH ST, LUBBOCK, TX 79423-3824

Mortgage

Document Number	0000039037
Date	Oct 10, 2018
Instrument	2018039037

Lender

Name	TRUITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,472.00 (-12.3%) Homeowner's exemption	$321,406 (+2.79%) Land $14,400 Building $307,006	$321,406 (+1.79%) Land $14,400 Building $307,006
2024	$5,099.00 (+4.32%)
2023	$4,888.00 (-8.07%) Homeowner's exemption	$312,687 Land $14,400 Building $301,356	$315,756 Land $14,400 Building $301,356
2022	$5,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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