Kane County property record for 358 S Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,477 sqft · built 1945 |
| Lot Size | 0.236 acres (10,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Aug 2022) |
| Tax Bill | $6,708 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-103-009 |
| Primary APN | 06-23-103-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 2,345 sqft |
| Basement Area | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 10,260 sqft (0.236 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 358 S COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB LOT H BLOCK 13 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 13 |
| Legal Lot Number | H |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 358 S COMMONWEALTH AVE, ELGIN, IL 60123-7322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 4, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 202240574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 10, 2022 |
| Property Address | 358 S COMMONWEALTH AVE, ELGIN, IL 60123-7322 |
| Document Number | 0000040574 |
| Instrument Date | Jul 3, 2022 |
| Instrument | 2022K040574 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 CENTER ST APT 6, 6, ELGIN, IL 60120-5656 |
| Document Number | 0000040575 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022K040575 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 4, 2019 |
| Property Address | 358 S COMMONWEALTH AVE, ELGIN, IL 60123-7322 |
| Document Number | 0000052951 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019K052951 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 358 S COMMONWEALTH AVE, ELGIN, IL 60123-7322 |
| Investor | Possibly a Property Investor |
| Document Number | 0000052952 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019K052952 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate | 3.87% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,708.00 (+15.83%) Homeowner's exemption | $95,932 (+8.57%) Land $18,999 Building $76,933 | $287,911 (+8.57%) Land $57,020 Building $230,891 |
| 2024 | $88,359 (+21.39%) Land $17,499 Building $70,860 | $265,183 (+21.44%) Land $52,518 Building $212,665 | |
| 2022 | $5,791.00 (+4.61%) Homeowner's exemption | $72,787 (+6.96%) Land $14,415 Building $58,372 | $218,361 (+6.96%) Land $43,245 Building $175,116 |
| 2021 | $5,536.00 Homeowner's exemption | $68,051 Land $13,477 Building $54,574 | $204,153 Land $40,431 Building $163,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures