370 North St, Elgin, IL 60120 Property Records

Kane County property record for 370 North St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,574 sqft · built 1900
Lot Size	0.96 acres (4,186 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2026)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-176-011`

Property Details

APN / Parcel Number

Primary APN	`06-13-176-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area
Gross Area	2,530 sqft
Basement Area	956 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,186 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	370 NORTH ST
City	ELGIN
State	IL
Zip	60120-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS ADDN EAST 1/2 SOUTH 91 FT COUNTY CLERKS SUB F LOTS 8 & 9
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	614 N MAIN ST, MOUNT PROSPECT, IL 60056-2113
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	20261423
Prior Transfer Date	Dec 5, 1996
Prior Transfer Doc	0000087675
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 12, 2026
Property Address	370 NORTH ST, ELGIN, IL 60120-5625
Document Number	0000001423
Instrument Date	Dec 19, 2025
Instrument	2026K001423
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 NORTH ST, ELGIN, IL 60120-5625

Mortgage

Document Number	0000001424
Date	Jan 12, 2026
Instrument	2026K001424

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	5.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,503.00 (+3.5%)	$72,135 (+8.57%) Land $9,848 Building $62,287	$216,492 (+8.57%) Land $29,556 Building $186,936
2024	$5,317.00 (+12.05%)	$66,441 (+21.4%) Land $9,071 Building $57,370	$199,403 (+21.44%) Land $27,224 Building $172,179
2022	$4,745.00 (+3.94%)	$54,731 (+6.96%) Land $7,472 Building $47,259	$164,193 (+6.96%) Land $22,416 Building $141,777
2021	$4,565.00	$51,170 Land $6,986 Building $44,184	$153,510 Land $20,958 Building $132,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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