3709 Park Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3709 Park Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 842 sqft · built 1952
Lot Size	0.072 acres (3,156 sqft)
Owner	2 Individual Names on File
Last Sale	$42,900 (May 2000)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`056-32-14-008.00`

Property Details

APN / Parcel Number

Primary APN	`056-32-14-008.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	842 sqft Finished Area
Gross Area	870 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,156 sqft (0.072 acres)
Lot Dimensions	60 ft deep x 52.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3709 PARK AVE
City	COVINGTON
State	KY
Zip	41015-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES G W 52.58'X 60' OF S PT LOT 143
Legal Subdivision	JONES G W
Legal Lot Number	143
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3709 Park Ave is owned and occupied by two individuals who bought it in May 2000.

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3709 PARK AVE, COVINGTON, KY 41015-1548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2000 · Amount on File
Deed Sale	May 22, 2000 · Amount on File
Prior Sale	Mar 4, 1997 · Amount on File
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	3709 PARK AVE, COVINGTON, KY 41015-1548
Document Number	0000000181
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 PARK AVE COVINGTON KY 410151548, COVINGTON, KY 41015-1548

Mortgage

Document Number	0000000181
Date	Dec 21, 2018
Book Page	0C6569/000117
Instrument	181

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COVINGTON, KY 41012-9956

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 20, 2058

Interest

Rate Type	Fixed Rate
Rate	5.94%

Tax Assessment & Valuation

The 2025 property tax bill for 3709 Park Ave was $1,370.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400 (-) Land $15,000 Building $88,400	$103,400 (-) Land $15,000 Building $88,400
2025	$1,370.00	$103,400 Land $10,000 Building $93,400	$103,400 Land $10,000 Building $93,400
2023	$1,377.00	$103,400 Land $10,000 Building $93,400	$103,400 Land $10,000 Building $93,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3709 Park Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3709 Park Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20