3709 N Tryon St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 3709 N Tryon St, Charlotte, NC 28206

Property Summary

Property Type	Fast Food Restaurant
Details	2,873 sqft · built 1990
Lot Size	0.982 acres (42,815 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Apr 1990)
Tax Bill	$13,510 (2023)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-031-10`

Property Details

APN / Parcel Number

Primary APN	`085-031-10`

Interior

Stories	1 Story
Building Area	2,873 sqft Heated Area
Gross Area	3,632 sqft
1st Floor Area	3,116 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Tar & Gravel
Lot Area	42,815 sqft (0.982 acres)
Porch	Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	085-031-10
Street Address	3709 N TRYON ST
City	CHARLOTTE
State	NC
Zip	28206-2058
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	B-1
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 85 PG 3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1034
Census Tract	5301

Owner

3709 N Tryon St, a commercial property, is owned by a company that bought it in April 1990.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Company Name on File
Mailing Address	1111 CENTRAL AVE STE 300, 300, CHARLOTTE, NC 28204-2257
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 1990 · Amount on File
Deed Sale	Apr 6, 1990 · Amount on File
Deed Document Number	0006245639
Deed Book / Page	6245 / 639
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3709 N TRYON ST, CHARLOTTE, NC 28206-2058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CENTRAL AVE 300, 300, CHARLOTTE, NC 28204-2257

Mortgage

Document Number	0000243773
Date	Dec 29, 2021
Book Page	36918/973
Instrument	2021243773

Lender

Name	LAKE FOREST BANK & TRUST CO NA
Type	Bank
Address	LAKE FOREST, IL 60045

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3709 N Tryon St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1978–2021)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3709 N Tryon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20