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3618 N Tryon St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 3618 N Tryon St, Charlotte, NC 28206

Property Summary

Property TypeCommercial
Details3 bd · 1 ba · 1,232 sqft · built 1931
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Oct 2018)
Tax Bill$3,618 (2025)
Deeds & MortgagesOct 2020 Transfer
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-114-14

Property Details

APN / Parcel Number

Primary APN091-114-14

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,232 sqft Gross Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
PorchFinished/Open Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address3618 N TRYON ST
CityCHARLOTTE
StateNC
Zip28206-2057
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-2
Legal DescriptionL2 B2 M3-83
Legal SubdivisionCALDWELL ACRES
Legal Block2
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1020
Census Tract5301

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2320 FINCHLEY DR, CHARLOTTE, NC 28215-3028
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 31, 2018Warranty Deed, Transfer · Conventional Mortgage
MARIA C COSTLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleOct 21, 2013 · Amount on Record
Deed Document Number2018136713
Deed Book / Page33079 / 333
Last Transfer DateSep 24, 2020
Transfer Doc0000164844
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 7, 2020
Property Address3618 N TRYON ST, CHARLOTTE, NC 28206-2057
Document Number0000164844
Book / Page035151 / 000678
Instrument DateSep 24, 2020
Instrument164844
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 FINCHLEY DR CHARLOTTE NC 282153028, CHARLOTTE, NC 28215-3028

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 31, 2018
Property Address3618 N TRYON ST, CHARLOTTE, NC 28206-2057
Document Number0000136713
Book / Page033079 / 000333
Instrument DateOct 30, 2018
Instrument136713
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 FINCHLEY DR CHARLOTTE NC 282153028, CHARLOTTE, NC 28215-3028

Mortgage

Document Number136714
DateOct 31, 2018
Book Page033079/000336
Instrument136714
Lender
NameMARIA C COSTLY
Address4718 HARBOR DR, MORRISTOWN, TN 37814-7714
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueOct 30, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,618.00$471,900 Land $388,100 Building $83,800$471,900 Land $388,100 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims29 (1978–2021)
Claims Outside the SFHA12 of 29
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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