Highlands County property record for 3709 Grand Concourse, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,097 sqft · built 1978 |
| Lot Size | 1.22 acres (53,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Aug 2026) |
| Tax Bill | $3,911 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C036911031800000 |
| Primary APN | C036911031800000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete/Cinder Block |
| Construction Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 53,411 sqft (1.22 acres) |
| Pool Area | 207 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 357 sqft |
| Patio Area | 473 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3709 GRAND CONCOURSE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SEBRING LAKES ACRES UNIT 2 TRACT 318 PER RB 230-PG 209 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES ACRES UNIT 02 |
| Legal Tract | 318 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 961401 |
Source: Highlands County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC |
| Oct 15, 2025 | Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE |
| Oct 17, 2022 | Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Oct 15, 2025 · Amount on Record |
| Deed Document Number | 20262327627 |
| Deed Book / Page | 3213 / 1432 |
| Prior Transfer Date | Mar 30, 2000 |
| Prior Transfer Doc | 0001059071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Document Number | 0002327627 |
| Book / Page | 3213 / 1432 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20262327627 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | EVERGLADES ABSTRACT AND TITLE, EVERGLADES ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272,195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Document Number | 0002327629, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20262327629 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 15, 2025 |
| Property Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Document Number | 0002283201 |
| Book / Page | 3150 / 1119 |
| Map Reference | MB 230 PG 209-215 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2283201 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9072 SE SANDRIDGE AVE, HOBE SOUND, FL 33455-4641 |
| Name | Verified Name |
|---|---|
| Address | 643 E ESPERANZA AVE, CLEWISTON, FL 33440-2613 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 17, 2022 |
| Property Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Document Number | 0002119482 |
| Book / Page | 2936 / 723 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2119482 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 17, 2022 |
| Property Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Document Number | 0002119485 |
| Book / Page | 2936 / 726 |
| Map Reference | MB 230 PG 209 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2119485 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 S FRANKLIN ST # ST2, 404, SEBRING, FL 33870-3321 |
| Name | Verified Name |
|---|---|
| Address | 3709 GRAND CONCOURSE, SEBRING, FL 33875-6521 |
| Document Number | 0002936728 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2936/728 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,911.00 (+18.62%) | $263,257 (+2.51%) Land $14,500 Building $248,757 | $263,257 (-18.56%) Land $14,500 Building $248,757 |
| 2024 | $3,297.00 (+1.98%) Homeowner's exemption | $256,803 (+3%) | $323,243 (+18.24%) Land $14,500 Building $308,743 |
| 2023 | $3,233.00 (+728.97%) Homeowner's exemption | $249,323 (+135.71%) | $273,377 (+6.93%) Land $13,500 Building $259,877 |
| 2022 | $390.00 Disabled Person's exemption Veteran's exemption | $105,774 | $255,658 Land $10,000 Building $245,658 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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