3605 Grand Concourse, Sebring, FL 33875 Property Records

Highlands County property record for 3605 Grand Concourse, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,539 sqft · built 2004
Lot Size	2.45 acres (106,707 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,000 (Jun 1999)
Tax Bill	$1,935 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C036911030700000`

Property Details

APN / Parcel Number

Primary APN	`C036911030700000`
Alternative APN	`C-03-36-29-110-3070-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,539 sqft Living Area
1st Floor Area	1,802 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	106,707 sqft (2.45 acres)
Garage Type	Finished
Garage Area	1,088 sqft
Driveway	Driveway
Driveway Area	1,897 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C036911030700000
Street Address	3605 GRAND CONCOURSE
City	SEBRING
State	FL
Zip	33875-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	SEBRING LAKES ACRES UNIT 2 TRACTS 307 + 308 PER RB 230 PG 209
Legal Range	29E
Legal Township	36S
Legal Section	03
Legal Subdivision	SEBRING LAKES ACRES UNIT 02
Legal Tract	307,308
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1056
Census Tract	961401

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 GRAND CONCOURSE, SEBRING, FL 33875-6515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 13, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 1999 · Amount on Record
Deed Sale	Jun 2, 1999 · Amount on Record
Deed Document Number	0014611649
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3605 GRAND CONCOURSE, SEBRING, FL 33875-6515
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 GRAND CONCOURSE, SEBRING, FL 33875-6515

Mortgage

Document Number	0002062349
Date	Nov 3, 2021
Book Page	2862/1873
Instrument	2062349

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	3605 GRAND CONCOURSE, SEBRING, FL 33875-6515
Document Number	0001894815
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3605 GRAND CONCOURSE SEBRING FL 338756515, SEBRING, FL 33875-6515

Mortgage

Document Number	0001894815
Date	May 2, 2018
Book Page	002633/001374
Instrument	1894815

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,287 (+5.99%)	$351,598 (-3.89%) Land $29,000 Building $322,598
2024	$1,935.00 (+3.14%)
2023	$1,876.00 (+2.01%) Homeowner's exemption	$149,346 (+3%)	$365,845 (+7.57%) Land $27,000 Building $338,845
2022	$1,839.00 Homeowner's exemption	$144,996	$340,098 Land $20,000 Building $320,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on Grand Concourse

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures