3709 Ginger Way, Oceanside, CA 92057 Property Records

San Diego County property record for 3709 Ginger Way, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,500 sqft Living Area
Lot Size2,041 sqft (0.47 acres)
OccupancyOwner Occupied
Last Sale$299,500 (2014)
Tax Bill$3,982.00 (2025)

Property Details

APN / Parcel Number

Primary APN160-431-12-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,500 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialGravel Roof
Lot Area2,041 sqft (0.47 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3709 GINGER WAY
CityOCEANSIDE
StateCA
Zip92057-8341
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 43&UND 1/126 INT IN LOT 127&ALL TR 007857
Legal SubdivisionOCEANA-EAST
Legal Tract007857
Legal Block1
Legal Lot Number43,12
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1002
Census Tract18512

Owner

Source: San Diego County records · APN 160-431-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3709 GINGER WAY, OCEANSIDE, CA 92057-8341
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Correction Deed · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 20, 2017Loan 1 (Only) is a Reverse Mortgage, Transfer · Federal Housing Administration (FHA) Mortgage
HIGHTECHLENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2014 · Amount on Record
Deed SaleNov 26, 2014 · Amount on Record
Prior SaleApr 12, 2006 · Amount on Record
Deed Doc Number2014517951
Last Transfer DateSep 09, 2021
Transfer Doc0000687674
Record RefreshedSep 20, 2026

September 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2021
Property Address3709 GINGER WAY, OCEANSIDE, CA 92057-8341
Document Number0000687674
Map ReferenceMAP 7857
Instrument DateSep 09, 2021
Instrument2021-0687674
Record UpdatedJun 07, 2023
Title CompanyFNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3709 GINGER WAY, OCEANSIDE, CA 92057-8341
InvestorPossibly a Property Investor

Mortgage

Document Number0000687675
DateSep 30, 2021
Instrument2021-0687675
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term765 Months
DueJun 08, 2085
Interest
Rate TypeAdjustable Rate
Rate1.95%
Type Change DateNov 01, 2021
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT

October 2017: Loan 1 (Only) is a Reverse Mortgage, Transfer

Document TypeLoan 1 (Only) is a Reverse Mortgage
JurisdictionSAN DIEGO CA
Recording DateOct 20, 2017
Property Address3709 GINGER WAY, OCEANSIDE, CA 92057-8341
Document Number0000488893
Instrument DateSep 21, 2017
Instrument488893
Transaction TypeTransfer
Record UpdatedOct 27, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3709 GINGER WAY OCEANSIDE CA 920578341, OCEANSIDE, CA 92057-8341

Mortgage

Document Number488894
DateOct 20, 2017
Instrument488894
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.68%

Mortgage

Document Number488895,
DateOct 20, 2017
Instrument488895
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.68%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$367,142 (+2%) Land $257,431 Building $109,711
2025$3,982.00 (+5.29%) Homeowner's exemption$359,944 (+4.04%) Land $252,384 Building $107,560
2023$3,782.00 (+1.58%) Homeowner's exemption$345,969 Land $242,585 Building $103,384
2022$3,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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