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3721 Ginger Way, Oceanside, CA 92057 Property Records

San Diego County property record for 3721 Ginger Way, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,572 sqft · built 1975
Lot Size0.55 acres (2,392 sqft)
Owner2 Individual Names on File
Last Sale$379,500 (Sep 2017)
Tax Bill$4,785 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN160-431-15-00

Property Details

APN / Parcel Number

Primary APN160-431-15-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,572 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area2,392 sqft (0.55 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3721 GINGER WAY
CityOCEANSIDE
StateCA
Zip92057-8341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40&UND 1/126 INT IN LOT 127&ALL TR 007857
Legal SubdivisionOCEANA EAST
Legal Tract007857
Legal Block1
Legal Lot Number40,12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18512

Owner

Source: San Diego County records · APN 160-431-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3721 GINGER WAY, OCEANSIDE, CA 92057-8341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2017 · Amount on Record
Deed SaleSep 29, 2017 · Amount on Record
Prior SaleJul 11, 2000 · Amount on Record
Deed Document Number2017450527
Prior Transfer DateMar 23, 2009
Prior Transfer Doc0000601704
Record UpdatedSep 20, 2026

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2017
Property Address3721 GINGER WAY, OCEANSIDE, CA 92057-8341
Document Number0000450527
Instrument DateAug 29, 2017
Instrument450527
Transaction TypeTransfer
Record UpdatedOct 05, 2017
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$417.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3721 GINGER WAY OCEANSIDE CA 920578341, OCEANSIDE, CA 92057-8341

Mortgage

Document Number450528
DateSep 29, 2017
Instrument450528
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$440,434 (+2%) Land $204,353 Building $236,081
2025$4,785.00 (+5.28%) Homeowner's exemption$431,799 (+4.04%) Land $200,347 Building $231,452
2023$4,545.00 (+1.56%) Homeowner's exemption$415,033 Land $192,568 Building $222,465
2022$4,475.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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