Frederick County property record for 3709 Garfield Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,736 sqft · built 1970 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Jul 2012) |
| Tax Bill | $3,524 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-268346 |
| Primary APN | 10-268346 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,736 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 58,370 sqft |
| Garage Area | 1,008 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 268346 |
|---|---|
| Street Address | 3709 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 2, SECT. 1, 1.349 S/S GAR-SMITH. RD. HIGHLAND FARMS |
| Legal Subdivision | HIGHLAND FARMS SEC 01 |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 752801 |
3709 Garfield Rd is owned and occupied by an individual who bought it in July 2012.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3709 GARFIELD RD, SMITHSBURG, MD 21783-9396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2012 · Amount on File |
| Deed Sale | Jul 10, 2012 · Amount on File |
| Prior Sale | Nov 29, 2001 · Amount on File |
| Deed Book / Page | 8976 / 135 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3709 Garfield Rd was $3,524.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,300 Land $84,000 Building $214,300 | $298,300 Land $84,000 Building $214,300 | |
| 2025 | $3,524.00 | ||
| 2023 | $2,870.00 | $232,300 Land $73,500 Building $158,800 | $232,300 Land $73,500 Building $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3709 Garfield Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3709 Garfield Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures