Frederick County property record for 3703 Garfield Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,724 sqft · built 1979 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 1997) |
| Tax Bill | $4,450 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-268354 |
| Primary APN | 10-268354 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 3,672 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 210 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 268354 |
|---|---|
| Street Address | 3703 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 SEC1 1.207 AC HIGHLAND FARMS |
| Legal Subdivision | HIGHLAND FARMS SEC 01 |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 752801 |
3703 Garfield Rd is owned and occupied by two individuals who bought it in September 1997.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3703 GARFIELD RD, SMITHSBURG, MD 21783-9396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1997 · Amount on File |
| Deed Sale | Sep 30, 1997 · Amount on File |
| Prior Sale | Apr 18, 1991 · Amount on File |
| Deed Document Number | 19976041 |
| Deed Book / Page | 2335 / 550 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3703 Garfield Rd was $4,450.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,100 Land $83,400 Building $300,700 | $384,100 Land $83,400 Building $300,700 | |
| 2025 | $4,450.00 | ||
| 2023 | $2,473.00 | $198,400 Land $72,900 Building $125,500 | $198,400 Land $72,900 Building $125,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3703 Garfield Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3703 Garfield Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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