3709 Bounty Ct, Matthews, NC 28104 Property Records

Mecklenburg County property record for 3709 Bounty Ct, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,323 sqft · built 1987
Lot Size	1.8 acres (78,844 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Oct 2015)
Tax Bill	$6,862 (2023)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`231-111-42`

Property Details

APN / Parcel Number

Primary APN	`231-111-42`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,323 sqft Heated Area
Gross Area	4,003 sqft
1st Floor Area	1,837 sqft
Upper Floors Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	78,844 sqft (1.8 acres)
Garage Area	644 sqft
Porch	Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	231-111-42
Street Address	3709 BOUNTY CT
City	MATTHEWS
State	NC
Zip	28104-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L25 M20-775
Legal Subdivision	PROVIDENCE WOODS MAP 02 PH 25
Legal Tract	25
Legal Lot Number	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1022
Census Tract	5850

Owner

3709 Bounty Ct is owned by an individual who bought it in October 2015.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1482 WILLOW OAKS TRL, MATTHEWS, NC 28104-8627
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Jul 23, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Prior Sale	Jun 7, 2012
Deed Document Number	0030340219
Deed Book / Page	30340 / 219
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3709 BOUNTY CT, MATTHEWS, NC 28104-9507
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 BOUNTY CT, MATTHEWS, NC 28104-9507

Mortgage

Document Number	0000012500
Date	Feb 14, 2024
Book Page	38631/581
Instrument	2024012500

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	3709 BOUNTY CT, MATTHEWS, NC 28104-9507
Document Number	0000097160
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 BOUNTY CT MATTHEWS NC 281049507, MATTHEWS, NC 28104-9507

Mortgage

Document Number	0000097160
Date	Aug 1, 2018
Book Page	032876/000160
Instrument	97160

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3709 Bounty Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3709 Bounty Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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