3624 Bounty Ct, Matthews, NC 28104 Property Records

Mecklenburg County property record for 3624 Bounty Ct, Matthews, NC 28104

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.49 acres (108,508 sqft)
Owner	Individual Name on File
Tax Bill	$868 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`231-112-04`

Property Details

APN / Parcel Number

Primary APN	`231-112-04`

Exterior

Lot Area	108,508 sqft (2.49 acres)

Location & Zoning

Old Parcel Number	231-112-04
Street Address	3624 BOUNTY CT
City	MATTHEWS
State	NC
Zip	28104-9503
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-3
Legal Description	P45 M20-775
Legal Subdivision	TRACT 45
Legal Tract	45
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1036
Census Tract	5850

Owner

3624 Bounty Ct, residential vacant land, is owned and occupied by an individual who acquired it in April 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Apr 30, 2019	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Jul 18, 2017	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Apr 18, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017
Deed Sale	Apr 18, 2017
Prior Sale	May 1, 2003
Deed Document Number	0031727746
Deed Book / Page	31727 / 746
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156404
Date	Nov 21, 2022
Book Page	37786/123
Instrument	2022156404

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040941
Date	Mar 2, 2021
Book Page	35747/507
Instrument	2021040941

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Document Number	0000085179
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3624 BOUNTY CT MATTHEWS NC 281049503, MATTHEWS, NC 28104-9503

Mortgage

Document Number	0000085179
Date	Jun 11, 2020
Book Page	034675/000001
Instrument	85179

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 10, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Document Number	0000154430
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3624 BOUNTY CT MATTHEWS NC 281049503, MATTHEWS, NC 28104-9503

Mortgage

Document Number	0000154430
Date	Nov 13, 2019
Book Page	034031/000881
Instrument	154430

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 12, 2039

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Document Number	0000053506
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3624 BOUNTY CT MATTHEWS NC 281049503, MATTHEWS, NC 28104-9503

Mortgage

Document Number	0000053506
Date	May 3, 2019
Book Page	033483/000053
Instrument	53506

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 2, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Document Number	0000099210
Book / Page	031988 / 000446
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3624 BOUNTY CT MATTHEWS NC 281049503, MATTHEWS, NC 28104-9503

Mortgage

Document Number	0000099210
Date	Jul 24, 2017
Book Page	031988/000446
Instrument	99210

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 18, 2017
Property Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503
Document Number	0000049980
Book / Page	31727 / 746
Instrument Date	Apr 18, 2017
Instrument	2017049980
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 OCEANGREENS LN, 128, CASWELL BEACH, NC 28465-8400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 BOUNTY CT, MATTHEWS, NC 28104-9503

Mortgage

Document Number	0000049981
Date	Apr 18, 2017
Instrument	2017049981

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3624 Bounty Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3624 Bounty Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bounty Ct

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