3708 W Jay St, Spokane, WA 99208 Property Records

Spokane County property record for 3708 W Jay St, Spokane, WA 99208 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,882 sqft · built 2006
Lot Size0.235 acres (10,240 sqft)
OwnerIndividual Name on File
Last Sale$389,900 (Dec 2020)
Tax Bill$5,311 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26232.1112

Property Details

APN / Parcel Number

Primary APN26232.1112

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,882 sqft Living Area
Gross Area2,584 sqft
1st Floor Area1,156 sqft
2nd Floor Area726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,240 sqft (0.235 acres)
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft
Patio Area396 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3708 W JAY ST
CitySPOKANE
StateWA
Zip99208-5281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALCON RIDGE 1ST ADD: LOT 12 BLK 3 (AFN 5318867)
Legal Range42E
Legal Township26N
Legal Section23
Legal SubdivisionFALCON RIDGE 1ST ADD
Legal Block3
Legal Lot Number12
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1021
Census Tract10702

Owner

Source: Spokane County records · APN 26232.1112

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3708 W JAY ST, SPOKANE, WA 99208-5281
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2023Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHER CU
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 18, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST EQUITY SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number20207010236
Prior Transfer DateMay 11, 2011
Prior Transfer Doc0005999889
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3708 W JAY ST, SPOKANE, WA 99208-5281
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007276542
DateApr 04, 2023
Instrument7276542
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 03, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3708 W JAY ST, SPOKANE, WA 99208-5281
Transaction TypeMortgage
Record UpdatedNov 01, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007144677
DateNov 01, 2021
Instrument7144677
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateDec 18, 2020
Property Address3708 W JAY ST, SPOKANE, WA 99208-5281
Document Number0007010236
Map ReferenceVOL 32 PG 7-9
Instrument DateDec 16, 2020
Instrument7010236
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,243.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3708 W JAY ST, SPOKANE, WA 99208-5281

Mortgage

Document Number0007010237
DateDec 18, 2020
Instrument7010237
Lender
NameNORTHWEST EQUITY SOLUTIONS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,311.00 (+2.35%)$505,000 (+5.71%) Land $170,000 Building $335,000$505,000 (+5.71%) Land $170,000 Building $335,000
2025$5,189.00 (+16.82%)
2024$477,700 (+29.32%) Land $90,000 Building $387,700$477,700 (+29.32%) Land $90,000 Building $387,700
2023$4,442.00 (+4.94%)$369,400 Land $48,000 Building $321,400$369,400 Land $48,000 Building $321,400
2022$4,233.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 28% of Washington
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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