3807 W Jay St, Spokane, WA 99208 Property Records

Spokane County property record for 3807 W Jay St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,427 sqft · built 2007
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Dec 2024)
Tax Bill	$6,019 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26232.1008`

Property Details

APN / Parcel Number

Primary APN	`26232.1008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,427 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,285 sqft
Basement Area	548 sqft
Finished Basement	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,475 sqft (0.263 acres)
Garage Type	Attached
Garage Area	903 sqft
Parking Spaces	6 Parking Spaces
Deck Area	92 sqft
Patio Area	320 sqft
Canopy	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3807 W JAY ST
City	SPOKANE
State	WA
Zip	99208-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	FALCON RIDGE 1ST ADD: LOT 8 BLK 2 (AFN 5318867)
Legal Range	42E
Legal Township	26N
Legal Section	23
Legal Subdivision	FALCON RIDGE 1ST ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1004
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3807 W JAY ST, SPOKANE, WA 99208-5275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 24, 2021	Intrafamily Transfer, Transfer · Line of Credit WASHINGTON FEDERAL NA
Aug 29, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	20247389814
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0007117566
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3807 W JAY ST, SPOKANE, WA 99208-5275
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006969095
Date	Sep 17, 2020
Instrument	6969095

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33145

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2021
Property Address	3807 W JAY ST, SPOKANE, WA 99208-5275
Document Number	0007117566
Map Reference	VOL 32 PG 7-9
Instrument Date	Aug 10, 2021
Instrument	7117566
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 W JAY ST, SPOKANE, WA 99208-5275

Mortgage

Document Number	0007117567
Date	Aug 24, 2021
Instrument	7117567

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 29, 2019
Property Address	3807 W JAY ST, SPOKANE, WA 99208-5275
Document Number	0006837215
Instrument Date	Aug 22, 2019
Instrument	6837215
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,982.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 W JAY ST, SPOKANE, WA 99208-5275

Mortgage

Document Number	0006837216
Date	Aug 29, 2019
Instrument	6837216

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 11, 2018
Property Address	3807 W JAY ST, SPOKANE, WA 99208-5275
Document Number	0006706495
Map Reference	VOL32PG7-9
Instrument Date	May 4, 2018
Instrument	6706495
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SPOKANE, WA 99208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 E JAY AVE, SPOKANE, WA 99218

Mortgage

Document Number	0006706496
Date	May 11, 2018
Instrument	6706496

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,019.00 (+7%)	$556,300 (-5.52%) Land $170,000 Building $386,300	$556,300 (-5.52%) Land $170,000 Building $386,300
2025	$5,625.00 (+13.16%)	$588,800 (+9.95%) Land $135,000 Building $453,800	$588,800 (+9.95%) Land $135,000 Building $453,800
2024		$535,500 (+25.91%) Land $90,000 Building $445,500	$535,500 (+25.91%) Land $90,000 Building $445,500
2023	$4,971.00 (+2.2%)	$425,300 Land $48,000 Building $377,300	$425,300 Land $48,000 Building $377,300
2022	$4,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures