3707 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3707 London Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 2,269 sqft · built 2022
Lot Size0.096 acres (4,188 sqft)
Owner2 Company Names on Record
Last Sale$586,330 (Jul 2022)
Tax Bill$9,438 (2026)
Deeds & MortgagesOct 2025 Transfer
Feb 2024 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN010-3075-00040

Property Details

APN / Parcel Number

Primary APN010-3075-00040
Alternative APNs
  • 1133202
  • 1133201
  • 1189849

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories3 Stories
Building Area2,269 sqft Gross Area
1st Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialMetal
Construction TypeFrame
Lot Area4,188 sqft (0.096 acres)

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area128 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1189849
Street Address3707 LONDON RD
CityDULUTH
StateMN
Zip55804-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 1 SERIAL #
Legal SubdivisionLONDON EAST
Legal Block1
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1012
Census Tract700

Owner

Source: St. Louis County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3707 LONDON RD, DULUTH, MN 55804-2236
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Intrafamily Transfer, Transfer
Feb 1, 2024Transfer on Death Deed, Transfer
Jun 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
NATIONAL BANK OF COMMERCE
Jun 1, 2021Deed of Trust, Mortgage · Construction Mortgage
NATIONAL BANK OF COMMERCE
Jun 7, 2022Deed of Trust, Mortgage · Construction Mortgage
NATIONAL BANK
Jun 27, 2022Deed of Trust, Mortgage · Construction Mortgage
RENOVO CAPITAL LLC
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Deed Document Number20221447228
Last Transfer DateOct 16, 2025
Transfer Doc0001520757
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateOct 21, 2025
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Document Number0001520757
Instrument DateOct 16, 2025
Instrument1520757
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 LONDON RD, DULUTH, MN 55804-2236

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST LOUIS MN
Recording DateFeb 1, 2024
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Document Number0001482506
Instrument DateJan 16, 2024
Instrument1482506
Transaction TypeTransfer
Record UpdatedFeb 22, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Transaction TypeMortgage
Record UpdatedOct 2, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001415434
DateJun 1, 2021
Instrument1415434
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001415431
DateJun 1, 2021
Instrument1415431
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001444680
DateJun 7, 2022
Instrument1444680
Lender
NameNATIONAL BANK
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001446146
DateJun 27, 2022
Instrument1446146
Lender
NameRENOVO CAPITAL LLC
TypeNon-Lending Institution
AddressWAYZATA, MN 55391
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 11, 2022
Property Address3707 LONDON RD, DULUTH, MN 55804-2236
Document Number0001447228
Instrument DateJun 28, 2022
Instrument1447228
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,934.89
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3707 LONDON RD, DULUTH, MN 55804-2236

Mortgage

Document Number0001447229
DateJul 11, 2022
Instrument1447229
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,438.00 (+18.48%) Homeowner's exemption
2025$7,966.00 (+682.51%) Homeowner's exemption$668,100 (+17.89%) Land $46,500 Building $621,600$668,100 (+17.89%) Land $46,500 Building $621,600
2024$566,700 (+513.31%) Land $33,000 Building $533,700$566,700 (+513.31%) Land $33,000 Building $533,700
2023$1,018.00 Homeowner's exemption
2022$92,400 Land $29,000 Building $63,400$92,400 Land $29,000 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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