St. Louis County property record for 3705 London Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,193 sqft · built 2022 |
| Lot Size | 0.148 acres (6,445 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $622,000 (Jul 2022) |
| Tax Bill | $9,126 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3075-00030 |
| Primary APN | 010-3075-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 2,193 sqft Gross Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 6,445 sqft (0.148 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 128 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1132994 |
|---|---|
| Street Address | 3705 LONDON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 1 SERIAL # |
| Legal Subdivision | LONDON EAST |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 700 |
Source: St. Louis County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF COMMERCE |
| Jun 1, 2021 | Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF COMMERCE |
| Jun 7, 2022 | Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK |
| Jun 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage RENOVO CAPITAL LLC |
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on Record |
| Deed Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 20221446954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 717 CREEKSIDE CIR, DULUTH, MN 55811-4206 |
| Document Number | 0001415434 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1415434 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 717 CREEKSIDE CIR, DULUTH, MN 55811-4206 |
| Document Number | 0001415431 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1415431 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 717 CREEKSIDE CIR, DULUTH, MN 55811-4206 |
| Document Number | 0001444680 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 1444680 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 717 CREEKSIDE CIR, DULUTH, MN 55811-4206 |
| Document Number | 0001446146 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 1446146 |
| Name | RENOVO CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WAYZATA, MN 55391 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 7, 2022 |
| Property Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Document Number | 0001446954 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 1446954 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,052.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3705 LONDON RD, DULUTH, MN 55804-2236 |
| Document Number | 0001446955 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 1446955 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,126.00 (+15.46%) | ||
| 2025 | $7,904.00 (+2.38%) | $649,000 (+15.28%) Land $71,600 Building $577,400 | $649,000 (+15.28%) Land $71,600 Building $577,400 |
| 2024 | $7,720.00 | $563,000 (+22.28%) Land $33,100 Building $529,900 | $563,000 (+22.28%) Land $33,100 Building $529,900 |
| 2022 | $460,400 Land $29,000 Building $431,400 | $460,400 Land $29,000 Building $431,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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