3706 Blackjack Rd, Ladson, SC 29456 Property Records

Charleston County property record for 3706 Blackjack Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,719 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2025)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`393-00-00-314`

Property Details

APN / Parcel Number

Primary APN	`393-00-00-314`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,719 sqft Living Area
1st Floor Area	889 sqft
Upper Floors Area	830 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	31 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3706 BLACKJACK RD
City	LADSON
State	SC
Zip	29456-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L14 MAPPLATP 0010 SUBDIVISIONNAME SPENCER CREEK WOODS BLOCK LOT 4 GOVLOT TRACT
Legal Subdivision	SPENCER CREEK WOODS
Legal Block	LO
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	3
Census Block	3031
Census Tract	3107

Owner

3706 Blackjack Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Charleston County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3706 BLACKJACK RD, LADSON, SC 29456-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Aug 15, 2018	Grant Deed, Transfer · Conventional with PMI GUILD MTG
Dec 7, 2017	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG
Dec 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	2025
Deed Book / Page	1325 / 697
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3706 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0934/0928
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3706 BLACKJACK RD LADSON SC 294569603, LADSON, SC 29456-9603

Mortgage

Document Number	0934/0928
Date	Nov 13, 2020
Book Page	000934/000928

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 15, 2018
Property Address	3706 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0740/0593
Book / Page	000740 / 000593
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3706 BLACKJACK RD LADSON SC 294569603, LADSON, SC 29456-9603

Mortgage

Document Number	740/0595
Date	Aug 15, 2018
Book Page	000740/000595

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	3706 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0693/0053
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3706 BLACKJACK RD LADSON SC 294569603, LADSON, SC 29456-9603

Mortgage

Document Number	0693/0053
Date	Jan 18, 2018
Book Page	000693/000053

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3706 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0688/0148
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 GRANDVIEW DR #B SUMMERVILLE SC 294836977, B, SUMMERVILLE, SC 29483-6977

Mortgage

Document Number	0688/0148
Date	Dec 21, 2017
Book Page	000688/000148

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3706 Blackjack Rd was $1,449, up 8.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (+8.78%)	$242,650 (+2,775%) Land $34,506 Building $208,144	$332,100 Land $59,600 Building $272,500
2024	$1,332.00	$8,440
2022	$1,273.00	$8,440	$211,000 Land $30,000 Building $181,000
2020			$211,000 Land $30,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3706 Blackjack Rd in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	11 of 37
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims Hurricane Matthew, Oct 2016 · 15 claims Severe Storms And Flooding, Oct 2015 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3706 Blackjack Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Home Telecom.

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