3704 Blackjack Rd, Ladson, SC 29456 Property Records

Charleston County property record for 3704 Blackjack Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,397 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$240,500 (Oct 2020)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`393-00-00-313`

Property Details

APN / Parcel Number

Primary APN	`393-00-00-313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,397 sqft Living Area
1st Floor Area	889 sqft
Upper Floors Area	508 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	31 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3704 BLACKJACK RD
City	LADSON
State	SC
Zip	29456-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L14 MAPPLATP 0010 SUBDIVISIONNAME SPENCER CREEK WOODS BLOCK LOT 3 GOVLOT TRACT
Legal Subdivision	SPENCER CREEK WOODS
Legal Block	LO
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	3
Census Block	3031
Census Tract	3107

Owner

3704 Blackjack Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3704 BLACKJACK RD, LADSON, SC 29456-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 28, 2020	Grant Deed, Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Jul 31, 2014 · Amount on File
Deed Book / Page	929 / 990
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3704 BLACKJACK RD, LADSON, SC 29456-9603
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 BLACKJACK RD, LADSON, SC 29456-9603

Mortgage

Document Number	0012290186
Date	Feb 21, 2024
Book Page	1229/186

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 28, 2020
Property Address	3704 BLACKJACK RD, LADSON, SC 29456-9603
Document Number	0929/0990
Book / Page	000929 / 000990
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3704 BLACKJACK RD LADSON SC 294569603, LADSON, SC 29456-9603

Mortgage

Document Number	929/0991
Date	Oct 28, 2020
Book Page	000929/000991

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3704 Blackjack Rd was $1,619, up 8.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00 (+8.8%)	$276,575 (+2,775%) Land $51,750 Building $224,825	$306,600 Land $59,600 Building $247,000
2024	$1,488.00	$9,620
2022	$1,427.00	$9,620	$240,500 Land $45,000 Building $195,500
2020			$240,500 Land $45,000 Building $195,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3704 Blackjack Rd in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	11 of 37
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims Hurricane Matthew, Oct 2016 · 15 claims Severe Storms And Flooding, Oct 2015 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 Blackjack Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Home Telecom.

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