3706 21st Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3706 21st Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Other Improved
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$59,900 (Dec 2020)
Tax Bill	$7,016 (2026)
Deeds & Mortgages	Dec 2023 Sale Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50744-0660`

Property Details

APN / Parcel Number

Primary APN	`82-50744-0660`

Exterior

Lot Area	15,682 sqft (0.36 acres)
Lot Width	125 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3706 21ST AVE S
City	SAINT CLOUD
State	MN
Zip	56301-8939
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD73
Legal Description	LOT 004 BLK 005 SOMMERSBY PLAT 2 SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	SOMMERSBY PLAT 2
Legal Block	5
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

3706 21st Ave S is owned and occupied by two individuals who bought it in December 2020.

Source: Stearns County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3706 21ST AVE S, SAINT CLOUD, MN 56301-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer
Dec 30, 2020	Warranty Deed, Subdivision Related Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Document Number	20201590012
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 21, 2023
Property Address	3706 21ST AVE S, SAINT CLOUD, MN 56301-8939
Document Number	00A1665316
Instrument Date	Dec 14, 2023
Instrument	A1665316
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 21ST AVE S, SAINT CLOUD, MN 56301-8939

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 30, 2020
Property Address	3706 21ST AVE S, SAINT CLOUD, MN 56301-8939
Document Number	00A1590012
Instrument Date	Dec 22, 2020
Instrument	A1590012
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2025
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4005 12TH AVE S, SAINT CLOUD, MN 56304-9792

Tax Assessment & Valuation

The 2026 property tax bill for 3706 21st Ave S was $7,016.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,016.00
2025		$472,700 Land $100,000 Building $372,700	$472,700 Land $100,000 Building $372,700
2024	$5,860.00 (+3.28%)
2023	$5,674.00	$438,800 Land $70,000 Building $368,800	$438,800 Land $70,000 Building $368,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 21st Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3706 21st Ave S is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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