3698 21st Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3698 21st Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Vacant Land
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jul 2019)
Tax Bill	$548 (2026)
Deeds & Mortgages	Mar 2025 Transfer Mar 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50744-0659`

Property Details

APN / Parcel Number

Primary APN	`82-50744-0659`

Exterior

Lot Area	16,074 sqft (0.369 acres)
Lot Width	104 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3698 21ST AVE S
City	SAINT CLOUD
State	MN
Zip	56301-8935
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PUD73
Legal Description	LOT 003 BLK 005 SOMMERSBY PLAT 2 SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	SOMMERSBY PLAT 2
Legal Block	5
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

3698 21st Ave S, vacant land, is owned and occupied by an individual who bought it in July 2019.

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3698 21ST AVE S, SAINT CLOUD, MN 56301-8935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2025	Affidavit, Transfer
Jul 26, 2019	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Document Number	20191548723
Transfer Doc	00A1688755
Record Updated	Jun 8, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 19, 2025
Property Address	3698 21ST AVE S, SAINT CLOUD, MN 56301-8935
Document Number	00A1688756
Instrument Date	Jan 21, 2025
Instrument	A1688756
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3690 21ST AVE S, SAINT CLOUD, MN 56301-8935

March 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Mar 19, 2025
Property Address	3698 21ST AVE S, SAINT CLOUD, MN 56301-8935
Document Number	00A1688755
Instrument Date	Jan 21, 2025
Instrument	A1688755
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 21ST AVE S, SAINT CLOUD, MN 56301-8935

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 26, 2019
Property Address	3698 21ST AVE S, SAINT CLOUD, MN 56301-8935
Document Number	00A1548723
Instrument Date	Jul 24, 2019
Instrument	A1548723
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 21ST AVE S, SAINT CLOUD, MN 56301-8935

Tax Assessment & Valuation

The 2026 property tax bill for 3698 21st Ave S was $548.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$548.00
2025		$30,000 Land $30,000	$30,000 Land $30,000
2024	$492.00 (-0.81%)
2023	$496.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3698 21st Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3698 21st Ave S is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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