3705 Watts St, Timnath, CO 80547 Property Records

Larimer County property record for 3705 Watts St, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 3,249 sqft · built 2010
Lot Size	0.251 acres (10,913 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2018)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`87341-14-006`

Property Details

APN / Parcel Number

Primary APN	`87341-14-006`
Alternative APN	`R1634793`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,249 sqft Living Area
Gross Area	4,422 sqft
Basement Area	943 sqft
Finished Basement	382 sqft
Unfinished Basement	561 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,913 sqft (0.251 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	667 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1634793
Street Address	3705 WATTS ST
City	TIMNATH
State	CO
Zip	80547-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 3, FAIRVIEW VILLAGE TMTH (20050039096)
Legal Range	68W
Legal Township	7N
Legal Section	34
Legal Subdivision	FAIRVIEW VILLAGE TMTH (20050039096)
Legal Block	3
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1064
Census Tract	2506

Owner

3705 Watts St is owned and occupied by two individuals who bought it in December 2018.

Source: Larimer County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
May 26, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
May 19, 2020	Deed of Trust, Mortgage · Conventional with PMI ELEVATIONS CU
Aug 28, 2019	Deed of Trust, Mortgage · Conventional with PMI ELEVATIONS CU
Dec 4, 2018	Warranty Deed, Transfer · Conventional with PMI ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	Jul 29, 2010 · Amount on File
Deed Document Number	201873620
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114328
Date	Dec 20, 2021
Instrument	20210114328

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 WATTS ST, TIMNATH, CO 80547-2281

Mortgage

Document Number	0000033716
Date	May 26, 2022
Instrument	20220033716

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083965
Date	Oct 14, 2020
Instrument	20200083965

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Document Number	0000036475
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3705 WATTS ST TIMNATH CO 805472281, TIMNATH, CO 80547-2281

Mortgage

Document Number	0000036475
Date	May 27, 2020
Instrument	36475

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Document Number	0000053061
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3705 WATTS ST TIMNATH CO 805472281, TIMNATH, CO 80547-2281

Mortgage

Document Number	0000053061
Date	Sep 5, 2019
Instrument	53061

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 4, 2018
Property Address	3705 WATTS ST, TIMNATH, CO 80547-2281
Document Number	0000073620
Instrument Date	Dec 3, 2018
Instrument	73620
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3705 WATTS ST TIMNATH CO 805472281, TIMNATH, CO 80547-2281

Mortgage

Document Number	73621
Date	Dec 4, 2018
Instrument	73621

Lender

Name	ELEVATIONS CU
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Watts St was $5,186.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00	$47,369 Land $10,313 Building $37,056	$757,900 Land $165,000 Building $592,900
2023	$4,431.00 (+17.44%)	$47,758 (+31.16%) Land $11,055 Building $36,703	$712,800 (+36.06%) Land $165,000 Building $547,800
2022	$3,773.00	$36,412 Land $5,213 Building $31,199	$523,900 Land $75,000 Building $448,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3705 Watts St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Watts St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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