3689 Watts St, Timnath, CO 80547 Property Records

Larimer County property record for 3689 Watts St, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,676 sqft · built 2012
Lot Size	0.23 acres (10,036 sqft)
Owner	2 Owner Names on File
Last Sale	$300,681 (Oct 2012)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87341-14-005`

Property Details

APN / Parcel Number

Primary APN	`87341-14-005`
Alternative APN	`R1634792`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Basement Area	1,662 sqft
Finished Basement	991 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,036 sqft (0.23 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1634792
Old Parcel Number	8734114005
Street Address	3689 WATTS ST
City	TIMNATH
State	CO
Zip	80547-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 3, FAIRVIEW VILLAGE TMTH (20050039096)
Legal Range	68
Legal Township	07
Legal Section	34
Legal Quarter	NE
Legal Subdivision	FAIRVIEW VILLAGE TMTH (20050039096)
Legal Block	3
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1064
Census Tract	2506

Owner

The current owner of 3689 Watts St bought it in October 2012.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Owner Names on File
Mailing Address	3689 WATTS ST, TIMNATH, CO 80547-2281
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2012 · Amount on File
Deed Sale	Oct 29, 2012 · Amount on File
Prior Sale	Jun 19, 2012 · Amount on File
Deed Document Number	20120076321
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3689 WATTS ST, TIMNATH, CO 80547-2281
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031360
Date	Jul 24, 2023
Instrument	20230031360

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3689 WATTS ST, TIMNATH, CO 80547-2281
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035949
Date	Apr 8, 2021
Instrument	20210035949

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3689 WATTS ST, TIMNATH, CO 80547-2281
Document Number	0000004375
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 WATTS ST TIMNATH CO 805472281, TIMNATH, CO 80547-2281

Mortgage

Document Number	0000004375
Date	Jan 20, 2017
Instrument	4375

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3689 Watts St was $4,481.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,481.00	$40,926 Land $10,313 Building $30,613	$654,800 Land $165,000 Building $489,800
2023	$3,795.00 (+15.03%)	$41,433 (+30.16%) Land $11,055 Building $30,378	$618,400 (+35.02%) Land $165,000 Building $453,400
2022	$3,299.00	$31,832 Land $5,213 Building $26,619	$458,000 Land $75,000 Building $383,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3689 Watts St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3689 Watts St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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