3705 High Meadows Ct, Prospect, KY 40059 Property Records

Oldham County property record for 3705 High Meadows Ct, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	2,730 sqft Living Area
Lot Size	29,621 sqft (0.68 acres)
Garage	Attached
Last Sale	$465,000 (2022)
Tax Bill	$5,771.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-19B-01-95`
Alternative APNs	`18631` `69316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,730 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	29,621 sqft (0.68 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	69316
Street Address	3705 HIGH MEADOWS CT
City	PROSPECT
State	KY
Zip	40059-9106
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & .68AC
Legal Block	SEC 1
Legal Lot Number	95
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	2
Census Block	2001
Census Tract	30701

Owner

Source: Oldham County records · APN 06-19B-01-95

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3712 GLEN BLUFF RD, LOUISVILLE, KY 40222-5910
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Deed Doc Number	700670
Deed Book / Page	D1334 / 504
Record Refreshed	Jun 08, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 01, 2022
Property Address	3705 HIGH MEADOWS CT, PROSPECT, KY 40059-9106
Document Number	0D1334/504
Book / Page	D1334 / 504
Map Reference	MB 3 PG 159
Instrument Date	Jul 29, 2022
Instrument	700670
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6345 OLYMPIC PARK POINT #104104, 6345, COLORADO SPRINGS, CO 90923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 GLEN BLUFF RD, LOUISVILLE, KY 40222-5910

Mortgage

Document Number	0000700674
Date	Aug 01, 2022
Instrument	700674

Lender

Name	ECLIPSE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2027
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,771.00 (-0.4%)	$465,000 (-) Land $70,000 Building $395,000	$465,000 (-) Land $70,000 Building $395,000
2023	$5,794.00	$465,000 Land $70,000 Building $395,000	$465,000 Land $70,000 Building $395,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.