3702 High Meadows Ct, Prospect, KY 40059 Property Records

Oldham County property record for 3702 High Meadows Ct, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1986
Square Footage	2,633 sqft Living Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2019)
Tax Bill	$4,848.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-19B-01-91`
Alternative APN	`62514`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,633 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	62514
Street Address	3702 HIGH MEADOWS CT
City	PROSPECT
State	KY
Zip	40059-9106
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & .46AC
Legal Block	SEC 1
Legal Lot Number	91
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	2
Census Block	2001
Census Tract	30701

Owner

Source: Oldham County records · APN 06-19B-01-91

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3702 HIGH MEADOWS CT, PROSPECT, KY 40059-9106
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Oct 01, 2008 · Amount on Record
Deed Doc Number	556048
Deed Book / Page	D1225 / 0108
Record Refreshed	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 22, 2019
Property Address	3702 HIGH MEADOWS CT, PROSPECT, KY 40059-9106
Document Number	D1225/0108
Book / Page	D1225 / 0108
Map Reference	MB 3 PG 159
Instrument Date	Aug 16, 2019
Instrument	556048
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6217 BREEZE HILL RD, 6217, CRESTWOOD, KY 40014-8960

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	3702 HIGH MEADOWS CT, PROSPECT, KY 40059-9106

Mortgage

Document Number	556049
Date	Aug 22, 2019
Instrument	556049

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	358 Months
Due	Jun 09, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.42%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.42%
Index	1-Year LIBOR
Max Rate	8.42%

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,848.00 (+10.86%)	$390,000 (+11.43%) Land $50,000 Building $340,000	$390,000 (+11.43%) Land $50,000 Building $340,000
2023	$4,373.00	$350,000 Land $50,000 Building $300,000	$350,000 Land $50,000 Building $300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.