3705 Grainview Ter, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3705 Grainview Ter, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2024)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2020 Mortgage
APN	`03-7.0-35-002-000-014.032`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-002-000-014.032`

Interior

Building Area	1,470 sqft Base Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Location & Zoning

Street Address	3705 GRAINVIEW TER
City	SAINT JOSEPH
State	MO
Zip	64506-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:WHEATRIDGE 3RD PLAT LOT:75 BLK:0LGL DESC:PART L 75 BEG NE COR TH SW 132.83' NW 44' SW 25.34' NE 59.18' NE 54.30' SE 122.57' TO POB
Legal Subdivision	WHEATRIDGE 3RD PLAT
Legal Lot Number	75
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

3705 Grainview Ter is owned and occupied by two individuals who bought it in June 2024.

Source: Buchanan County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3705 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS BANK OF PLATTE CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Deed Document Number	20244828
Deed Book / Page	3798 / 415
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3705 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5022
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5022

Mortgage

Document Number	003811/726
Date	Sep 23, 2025
Book Page	3811/726
Instrument	2025007784

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3705 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5022

Mortgage

Document Number	3754/337
Date	Oct 13, 2020
Book Page	3754/337
Instrument	2020009520

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Grainview Ter was $2,799, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00 (+0.04%)	$39,160 Land $4,730 Building $34,430	$206,110 Land $24,920 Building $181,190
2024	$2,798.00 (+24.69%)
2023	$2,244.00 (-0.71%)	$34,260 (-) Land $4,730 Building $29,530	$180,360 Land $24,920 Building $155,440
2022	$2,260.00	$34,260 Land $4,730 Building $29,530
2021			$180,360 Land $24,920 Building $155,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3705 Grainview Ter; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Grainview Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Verizon.

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