3702 Grainview Ter, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3702 Grainview Ter, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,596 sqft · built 1995
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,907 (Mar 2022)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Mortgage
APN	`03-7.0-35-002-000-014.029`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-002-000-014.029`

Interior

Building Area	1,596 sqft Base Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Street Address	3702 GRAINVIEW TER
City	SAINT JOSEPH
State	MO
Zip	64506-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:WHEATRIDGE 3RD PLAT LOT:78 BLK:0LGL DESC:ALSO PART L 5 WILLIAMS SUB DESC AS BEG SW COR L 78 TH S 166.72' E 38.81' S 166.71' E 150.02' N 333.43' W 191. 15'TO POB
Legal Subdivision	WHEATRIDGE 3RD PLAT
Legal Lot Number	78
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3702 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Mar 1, 2022	Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	20221946
Deed Book / Page	3773 / 372
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	03034/0979
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3702 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5021
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5021

Mortgage

Document Number	003775/333
Date	Apr 26, 2022
Book Page	3775/333
Instrument	2022003925

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 1, 2022
Property Address	3702 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5021
Document Number	003773/372
Book / Page	3773 / 372
Instrument Date	Mar 1, 2022
Instrument	2022001946
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 GRAINVIEW TER, SAINT JOSEPH, MO 64506-5021

Mortgage

Document Number	2022001947
Date	Mar 1, 2022
Instrument	2022001947

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+0.03%)	$44,380 (+6.32%) Land $6,560 Building $37,820	$233,540 (+6.32%) Land $34,500 Building $199,040
2024	$3,177.00 (+15.99%)
2023	$2,739.00 (-0.65%)	$41,740 (-) Land $6,560 Building $35,180	$219,660 (-) Land $34,500 Building $185,160
2022	$2,757.00	$41,740 Land $6,560 Building $35,180
2021			$219,660 Land $34,500 Building $185,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Verizon.

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