3705 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3705 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1947
Lot Size	0.246 acres (10,759 sqft)
Owner	Owner Name on File
Tax Bill	$897 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23643-000-000`

Property Details

APN / Parcel Number

Primary APN	`23643-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Heated Area
Gross Area	1,215 sqft
1st Floor Area	1,050 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,759 sqft (0.246 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Porch	Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3705 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E SPRINGFIELD LOT 13 & W1/2 LOT 14 BLK 2 ORB 1107 P 202 (13.1)
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	SPRINGFIELD
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

Source: Bay County records · APN 23643-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3808 E 3RD ST, PANAMA CITY, FL 32401-5671

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 24, 2003
Transfer Doc	0023431777
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$897.00 (-3.96%)	$57,840 (+16.22%) Land $19,080 Building $38,760	$57,840 (+16.22%) Land $19,080 Building $38,760
2023	$934.00 (+13.49%)	$49,767 (+10.15%) Land $12,720 Building $37,047	$49,767 (+10.15%) Land $12,720 Building $37,047
2022	$823.00	$45,182 Land $11,448 Building $33,734	$45,182 Land $11,448 Building $33,734

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.