Bay County property record for 3702 E 3rd St, Panama City, FL 32401 · Last verified June 2026
| Property Type | Service Station (Full Service) |
|---|---|
| Details | 3 bd · 7,644 sqft · built 1999 |
| Lot Size | 1.1 acres (48,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $699,000 (May 2026) |
| Tax Bill | $5,273 (2025) |
| Deeds & Mortgages | May 2026 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23472-000-000 |
| Primary APN | 23472-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 7,644 sqft Gross Area |
| 1st Floor Area | 7,344 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 48,308 sqft (1.1 acres) |
| Lot Dimensions | 100 ft deep x 230 ft wide |
| Driveway | Driveway |
| Driveway Area | 960 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 3702 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5669 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Station (Full Service) |
| Legal Description | 11 4S 14W -446.1- BEG 40.29 S OF NW COR OF NE1/4 OF SE1/4 TH S 135 TH E 341.49 N 15.29 W 111.49 N TO SLY R/W OF 3RD ST TH RUN W 230 TO POB ***N/K/A*** 11 4S 14W -446.1- BEG 40.29 S OF NW COR OF NE1/4 OF SE1/4 TH E 180 TH S 100 W 180 N 100 FOR POB *** |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1000 |
Source: Bay County records · APN 23472-000-000
Assessment roll updated January 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3263 TANNERS MILL RD, GAINESVILLE, GA 30507-8822 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 08, 2026 | Warranty Deed, Transfer CLEAR TITLE |
| Jul 31, 2019 | Deed of Trust, Mortgage CITIZENS BANK & TRUST CO OF JACKSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2026 · Amount on Record |
| Deed Sale | May 08, 2026 · Amount on Record |
| Deed Document Number | 202627906 |
| Deed Book / Page | 5032 / 2058 |
| Prior Transfer Date | Mar 03, 2010 |
| Prior Transfer Doc | 0032230937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 08, 2026 |
| Property Address | 3702 E 3RD ST, PANAMA CITY, FL 32401-5669 |
| Document Number | 0050322058 |
| Book / Page | 5032 / 2058 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026.27906 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $494,193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3263 TANNERS MILL RD, GAINESVILLE, GA 30507-8822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3702 E 3RD ST, PANAMA CITY, FL 32401-5669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041502390 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 4150/2390 |
| Instrument | 2019069052 |
| Name | CITIZENS BANK & TRUST CO OF JACKSON |
|---|---|
| Type | Bank |
| Address | JACKSON, KY 41339 |
| Amount | Amount Recorded |
|---|
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,273.00 (-0.7%) | $299,995 (-27.29%) | $396,599 (-3.88%) Land $241,773 Building $154,826 |
| 2024 | $5,310.00 (+2.75%) | ||
| 2023 | $5,168.00 (+15.25%) | $412,598 (+11.64%) Land $241,773 Building $170,825 | $412,598 (+11.64%) Land $241,773 Building $170,825 |
| 2022 | $4,484.00 | $369,573 Land $193,418 Building $176,155 | $369,573 Land $193,418 Building $176,155 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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