3705 Cerise Cir, New Bern, NC 28562 Property Records

Craven County property record for 3705 Cerise Cir, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,995 sqft · built 2019
Lot Size	0.458 acres (19,953 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (Dec 2018)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	May 2019 Refinance Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-104-12-006`

Property Details

APN / Parcel Number

Primary APN	`7-104-12-006`
Alternative APN	`123488`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,995 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,953 sqft (0.458 acres)
Garage Type	Attached
Pool Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	123488
Old Parcel Number	7-104-12-006
Street Address	3705 CERISE CIR
City	NEW BERN
State	NC
Zip	28562-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CERISE-CAROLINA COLOURS
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	6
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3021
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3705 CERISE CIR, NEW BERN, NC 28562-8450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Dec 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Jul 16, 2013 · Amount on Record
Deed Document Number	0035561483
Deed Book / Page	3556 / 1483
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3705 CERISE CIR, NEW BERN, NC 28562-8450
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03570/1569
Date	May 17, 2019
Book Page	3570/1569
Instrument	10037828

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 21, 2018
Property Address	3705 CERISE CIR, NEW BERN, NC 28562-8450
Document Number	03556/1483
Book / Page	3556 / 1483
Instrument Date	Dec 12, 2018
Instrument	10031597
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,694.00 (+1.51%)	$433,950 (-) Land $99,000 Building $334,950	$433,950 (-) Land $99,000 Building $334,950
2023	$3,639.00 (+13.08%)	$433,950 (+43.19%) Land $99,000 Building $334,950	$433,950 (+43.19%) Land $99,000 Building $334,950
2022	$3,218.00	$303,050 Land $69,000 Building $234,050
2018			$303,050 Land $69,000 Building $234,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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