3703 Cerise Cir, New Bern, NC 28562 Property Records

Craven County property record for 3703 Cerise Cir, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,436 sqft · built 2008
Lot Size	0.459 acres (19,978 sqft)
Owner	2 Company Names on Record
Last Sale	$93,500 (Aug 2007)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-104-12-007`

Property Details

APN / Parcel Number

Primary APN	`7-104-12-007`
Alternative APN	`72789`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,436 sqft Living Area
1st Floor Area	2,476 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,978 sqft (0.459 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	72789
Street Address	3703 CERISE CIR
City	NEW BERN
State	NC
Zip	28562-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CERISE-CAROLINA COLOURS
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3021
Census Tract	961003

Owner

Source: Craven County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3703 CERISE CIR, NEW BERN, NC 28562-8450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2007 · Amount on Record
Deed Sale	Aug 10, 2007 · Amount on Record
Deed Book / Page	2635 / 101
Last Transfer Date	Apr 8, 2026
Transfer Doc	0010154534
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 8, 2026
Property Address	3703 CERISE CIR, NEW BERN, NC 28562-8450
Document Number	0010154534
Book / Page	3875 / 1454
Instrument Date	Apr 8, 2026
Instrument	202610154534
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3703 CERISE CIR, NEW BERN, NC 28562-8450

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3703 CERISE CIR, NEW BERN, NC 28562-8450
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3666/1181
Date	Apr 23, 2021
Book Page	3666/1181
Instrument	10074277

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3703 CERISE CIR, NEW BERN, NC 28562-8450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3602/1918
Date	Feb 25, 2020
Book Page	3602/1918
Instrument	10050835

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2060

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (+1.45%)	$596,110 (-) Land $99,000 Building $497,110	$596,110 (-) Land $99,000 Building $497,110
2023	$4,976.00 (+5.76%)	$596,110 (+33.73%) Land $99,000 Building $497,110	$596,110 (+33.73%) Land $99,000 Building $497,110
2022	$4,705.00	$445,750 Land $69,000 Building $376,750
2018			$445,750 Land $69,000 Building $376,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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