3704 Summer Cloud Dr, Edmond, OK 73013 Property Records

Oklahoma County property record for 3704 Summer Cloud Dr, Edmond, OK 73013

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,580 sqft · built 1980
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Nov 2006)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3428-18-317-1060`

Property Details

APN / Parcel Number

Primary APN	`3428-18-317-1060`
Alternative APNs	`R183171060` `183171060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	920 sqft
Upper Floors Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	90 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R183171060
Street Address	3704 SUMMER CLOUD DR
City	EDMOND
State	OK
Zip	73013-6872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PERSIMMON CREEK PL 001 007
Legal Range	02W
Legal Township	13N
Legal Section	07
Legal Subdivision	PERSIMMON CREEK PL
Legal Block	1
Legal Lot Number	7
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	4
Census Block	4008
Census Tract	108109

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3704 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Mar 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2006 · Amount on File
Deed Sale	Nov 1, 2006 · Amount on File
Deed Document Number	2006164652
Deed Book / Page	10294 / 99
Last Transfer Date	Oct 24, 2019
Transfer Doc	0011582200
Record Updated	Sep 20, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 31, 2019
Property Address	3704 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Document Number	0011582200
Book / Page	14176 / 0013
Instrument Date	Oct 24, 2019
Instrument	20191031011582200
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 SUMMER CLOUD DR, EDMOND, OK 73013-6872

Mortgage

Document Number	0011582210
Date	Oct 31, 2019
Instrument	20191031011582210

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 16, 2018
Property Address	3704 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Document Number	0136840741
Book / Page	013684 / 000741
Instrument Date	Mar 8, 2018
Instrument	10348550
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	CHICAGO TITLE OK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3706 SUMMER CLOUD DR EDMOND OK 73013, EDMOND, OK 73013

Mortgage

Document Number	136840742
Date	Mar 16, 2018
Book Page	013684/000742
Instrument	10348560

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00 Homeowner's exemption	$12,100 (-) Land $1,143 Building $10,957	$196,000 (+0.77%) Land $18,522 Building $177,478
2024	$1,165.00 (+0.69%)
2023	$1,157.00 Homeowner's exemption	$12,100 Land $1,152 Building $10,948	$194,500 Land $18,522 Building $175,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications.

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