3700 Summer Cloud Dr, Edmond, OK 73013 Property Records

Oklahoma County property record for 3700 Summer Cloud Dr, Edmond, OK 73013

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,427 sqft · built 1980
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on Record
Last Sale	$142,500 (Oct 2020)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-317-1050`

Property Details

APN / Parcel Number

Primary APN	`18-317-1050`
Alternative APNs	`3428-18-317-1050` `R183171050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,427 sqft Living Area
1st Floor Area	787 sqft
2nd Floor Area	640 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	94 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	130 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R183171050
Street Address	3700 SUMMER CLOUD DR
City	EDMOND
State	OK
Zip	73013-6872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PERSIMMON CREEK PL 001 006
Legal Range	02W
Legal Township	13N
Legal Section	07
Legal Quarter	NW
Legal Subdivision	PERSIMMON CREEK PL
Legal Block	1
Legal Lot Number	6
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	4
Census Block	4008
Census Tract	108109

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3700 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · FHA Mortgage CERTAINTY HOME LOANS LLC
Oct 5, 2020	Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Oct 1, 2018	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	0011478890
Deed Book / Page	14499 / 1235
Last Transfer Date	Jan 28, 2025
Transfer Doc	0001012418
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3700 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	OKLAHOMA CITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011121430
Date	Aug 13, 2019
Book Page	14101/1917
Instrument	20190813011121430

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2048

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 5, 2020
Property Address	3700 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Document Number	0011478890
Book / Page	14499 / 1235
Instrument Date	Sep 30, 2020
Instrument	20201005011478890
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 SUMMER CLOUD DR, EDMOND, OK 73013-6872

Mortgage

Document Number	0011478900
Date	Oct 5, 2020
Instrument	20201005011478900

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Oct 1, 2018
Property Address	3700 SUMMER CLOUD DR, EDMOND, OK 73013-6872
Document Number	0011331480
Book / Page	13849 / 1962
Instrument Date	Sep 20, 2018
Instrument	20181001011331480
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	THE OKLAHOMA CITY ABS & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3700 SUMMER CLOUD DR, EDMOND, OK 73013-6872

Mortgage

Document Number	0011331490
Date	Oct 1, 2018
Instrument	20181001011331490

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (+0.73%) Homeowner's exemption	$14,080 (-) Land $1,404 Building $12,676	$194,000 (+2.11%) Land $19,345 Building $174,655
2023	$1,363.00 Homeowner's exemption	$14,080 Land $1,433 Building $12,647	$190,000 Land $19,345 Building $170,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications.

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