Whatcom County property record for 3704 Sinclair Dr, Ferndale, WA 98248
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1979 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jul 2020) |
| Tax Bill | $3,379 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 571481 |
| Primary APN | 571481 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 24 ft deep x 40 ft wide |
| Deck Area | 654 sqft |
| Storage Building | 720 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 571481 |
|---|---|
| Street Address | 3704 SINCLAIR DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9524 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR3 |
| Legal Description | SANDY POINT HEIGHTS LOT 16 BLK 11-EXC ALL OIL-GAS-MIN RTS AS RES AF 919820 79 CONCORD S#5209 40X24 (MH TE AF 2020102762) |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 09 |
| Legal Subdivision | SANDY POINT HEIGHTS |
| Legal Block | 11 |
| Legal Lot Number | 16 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 940001 |
Source: Whatcom County records · APN 571481
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3704 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jul 13, 2020 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Mar 05, 2018 | Warranty Deed, Transfer · Conventional with PMI WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Prior Sale | Aug 05, 2016 · Amount on Record |
| Deed Document Number | 2020-0701710 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3704 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000101622 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-0101622 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 13, 2020 |
| Property Address | 3704 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2200701710 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 701710 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3704 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2200701711 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 701711 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 05, 2018 |
| Property Address | 3704 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2180300435 |
| Instrument Date | Mar 01, 2018 |
| Instrument | 300435 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,330.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3704 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2180300436 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 300436 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2048 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,379.00 (+89.72%) | $412,476 (+14.66%) Land $200,834 Building $211,642 | $412,476 (+14.66%) Land $200,834 Building $211,642 |
| 2022 | $359,726 Land $175,150 Building $184,576 | $359,726 Land $175,150 Building $184,576 | |
| 2021 | $1,781.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDY POINT IMPROVEMENT CO private · serves 2,098 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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