Whatcom County property record for 3703 Sinclair Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,113 sqft · built 2014 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $52,780 (May 2013) |
| Tax Bill | $4,616 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260491 |
| Primary APN | 260491 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Combination |
| Roof Material | Metal |
| Lot Area | 20,473 sqft (0.469 acres) |
| Porch | Porch |
| Porch Area | 130 sqft |
| Deck Area | 547 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 260491 |
|---|---|
| Street Address | 3703 SINCLAIR DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | LOT B SANDY POINT HEIGHTS LLA SHORT PLAT AS REC BOOK 22 SHORT PLATS PG 18 |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 09 |
| Legal Subdivision | SANDY POINT HEIGHTS |
| Legal Tract | B |
| Legal Lot Number | B |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 940001 |
Source: Whatcom County records · APN 260491
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2607 E SMITH RD, BELLINGHAM, WA 98226-9510 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2013 · Amount on Record |
| Deed Sale | May 08, 2013 · Amount on Record |
| Deed Document Number | 2130501180 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3703 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2170302141 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3703 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2170302141 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 302141 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 19, 2032 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,616.00 (+22.02%) | $563,398 (+3.37%) Land $184,280 Building $379,118 | $563,398 (+3.37%) Land $184,280 Building $379,118 |
| 2022 | $545,041 Land $175,150 Building $369,891 | $545,041 Land $175,150 Building $369,891 | |
| 2021 | $3,783.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDY POINT IMPROVEMENT CO private · serves 2,098 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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