3704 S Florence Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 3704 S Florence Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,946 sqft · built 2001
Lot Size	0.268 acres (11,657 sqft)
Owner	2 Trust Names on Record
Last Sale	$637,500 (Aug 2023)
Tax Bill	$7,644 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-35-229-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-35-229-007-000`
Alternative APN	`68911`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,946 sqft Finished Area
1st Floor Area	1,946 sqft
Basement Area	1,932 sqft
Finished Basement	1,700 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,657 sqft (0.268 acres)
Lot Dimensions	120 ft deep x 96.7 ft wide
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	80 sqft
Deck Area	224 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	68911
Street Address	3704 S FLORENCE AVE
City	SIOUX FALLS
State	SD
Zip	57103-7261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 8 BRADY ESTATES EAST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BRADY ESTATES
Legal Block	8
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2006
Census Tract	1805

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3704 S FLORENCE AVE, SIOUX FALLS, SD 57103-7261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BLACK HILLS FCU
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Deed Book / Page	621-D / 364
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 7, 2023
Property Address	3704 S FLORENCE AVE, SIOUX FALLS, SD 57103-7261
Document Number	DEED621/364
Book / Page	DEED 621 / 364
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 E LAKE DR, ESTELLINE, SD 57234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3704 S FLORENCE AVE, SIOUX FALLS, SD 57103-7261

Mortgage

Document Number	MTG1973318
Date	Aug 7, 2023
Instrument	MTG 1973/318

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3704 S FLORENCE AVE, SIOUX FALLS, SD 57103-7261
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1965MTG/27
Date	Jan 10, 2023
Book Page	1965 MTG/27

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,511 (-1.1%) Land $42,033 Building $523,478	$565,511 Land $42,033 Building $523,478
2025	$7,644.00	$571,800 (+4.19%) Land $42,500 Building $529,300
2024	$7,644.00 (+13.92%)	$548,800 (+21.47%) Land $42,500 Building $506,300
2022	$6,710.00	$451,800 Land $42,500 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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