3704 Main St, McHenry, IL 60050 Property Records

McHenry County property record for 3704 Main St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,581 sqft · built 1930
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Feb 2018)
Tax Bill	$5,370 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-382-011`

Property Details

APN / Parcel Number

Primary APN	`09-26-382-011`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3704 MAIN ST
City	MCHENRY
State	IL
Zip	60050-5239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0005828 SW 50FT LT 3 BLK 1 ORIG PLAT W MCHENRY
Legal Subdivision	ORIG PLAT W MCHENRY
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1015
Census Tract	870606

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3704 MAIN ST, MCHENRY, IL 60050-5239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Feb 23, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	20185828
Prior Transfer Date	Feb 5, 2018
Prior Transfer Doc	0000005828
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3704 MAIN ST, MCHENRY, IL 60050-5239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008679
Date	Feb 16, 2021
Instrument	2021R0008679

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	123 Months
Due	Apr 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3704 MAIN ST, MCHENRY, IL 60050-5239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008678
Date	Feb 16, 2021
Instrument	2021R0008678

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 23, 2018
Property Address	3704 MAIN ST, MCHENRY, IL 60050-5239
Document Number	0000005828
Map Reference	MB24 PG22
Instrument Date	Feb 5, 2018
Instrument	2018R0005828
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 ELMSHIRE DR, MCHENRY, IL 60051-6210

Mortgage

Document Number	0000005829
Date	Feb 23, 2018
Instrument	2018R0005829

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,370.00	$71,484 (+20.32%) Land $11,449 Building $60,035	$214,452 (+20.32%) Land $34,347 Building $180,105
2022	Homeowner's exemption	$59,414 Land $9,516 Building $49,898	$178,242 Land $28,548 Building $149,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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