3620 Main St, McHenry, IL 60050 Property Records

McHenry County property record for 3620 Main St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,608 sqft · built 1952
Lot Size	0.256 acres (11,191 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2022)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-35-128-002`

Property Details

APN / Parcel Number

Primary APN	`09-35-128-002`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,748 sqft
Basement Area	672 sqft
Finished Basement	437 sqft

Exterior

Year Built	Built 1952
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,191 sqft
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	170 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3620 MAIN ST
City	MCHENRY
State	IL
Zip	60050-4586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0001209 PT LTS 2 & 3 & S1/2 SUBLT 5 BLK 1 ORIG PLAT W MCHENRY CITY OF MCHENRY
Legal Range	08E
Legal Township	45N
Legal Section	35
Legal Subdivision	WEST MCHENRY
Legal Block	1
Legal Lot Number	2-3,5 3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1015
Census Tract	870606

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jan 17, 2023	Intrafamily Transfer, Transfer
Dec 20, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Oct 16, 2020	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	0000041724
Last Transfer Date	Jan 17, 2023
Transfer Doc	0000001209
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027118
Date	Oct 2, 2025
Instrument	2025R0027118

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 17, 2023
Property Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Document Number	0000001209
Map Reference	MB 24 PG 23
Instrument Date	Dec 20, 2022
Instrument	2023R0001209
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Investor	Possibly a Property Investor

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 20, 2022
Property Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Document Number	0000041724
Map Reference	MB 24 PG 23
Instrument Date	Dec 6, 2022
Instrument	2022R0041724
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041725
Date	Dec 20, 2022
Instrument	2022R0041725

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	0000041726
Date	Dec 20, 2022
Instrument	2022R0041726

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2028

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 16, 2020
Property Address	3620 MAIN ST, MCHENRY, IL 60050-4586
Document Number	0000043305
Instrument Date	Jul 14, 2020
Instrument	43305
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$233.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 N GREEN ST MCHENRY IL 600505684, MCHENRY, IL 60050-5684

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$75,714 Land $13,154 Building $62,560	$227,142 Land $39,462 Building $187,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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