3704 Cardinal Way, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3704 Cardinal Way, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,446 sqft · built 1992
Lot Size0.374 acres (16,297 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Jan 2016)
Tax Bill$6,466 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-84375-01-010

Property Details

APN / Parcel Number

Primary APN10-84375-01-010

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,446 sqft Living Area
Gross Area3,142 sqft
1st Floor Area1,438 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Level
Construction TypeWood
Lot Area16,297 sqft (0.374 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3704 CARDINAL WAY
CitySAINT PAUL
StateMN
Zip55123-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLBROOK ADDITION 1 1
Legal SubdivisionWILLBROOK ADDITION
Legal Block1
Legal Lot Number10
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group3
Census Block3000
Census Tract60728

Owner

Source: Dakota County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3704 CARDINAL WAY, SAINT PAUL, MN 55123-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2020Deed of Trust, Mortgage · Line of Credit
US BK
Oct 14, 2019Warranty Deed, Transfer · Conventional Mortgage
BELL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 7, 2016 · Amount on Record
Deed SaleJan 7, 2016 · Amount on Record
Deed Document Number20163108777
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3704 CARDINAL WAY, EAGAN, MN 55123-2237
Document Number0003360306
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3704 CARDINAL WAY EAGAN MN 551232237, EAGAN, MN 55123-2237

Mortgage

Document Number0003360306
DateMar 18, 2020
Instrument3360306
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 17, 2050
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateOct 14, 2019
Property Address3704 CARDINAL WAY, EAGAN, MN 55123-2237
Document Number0003331709
Instrument DateOct 4, 2019
Instrument3331709
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3704 CARDINAL WAY PALMERDALE AL 35123, PALMERDALE, AL 35123

Mortgage

Document Number3331710
DateOct 14, 2019
Instrument3331710
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 13, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,466.00 (+27.03%)$547,400 (+10.72%) Land $111,700 Building $435,700$547,400 (+10.72%) Land $111,700 Building $435,700
2023$5,090.00 Homeowner's exemption
2022$494,400 Land $108,700 Building $385,700$494,400 Land $108,700 Building $385,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20

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